Protecting Your Dwelling in Nebraska

Over the years, Nebraska has proven to be a great place to live for well over a million people. However, that doesn't mean home insurance isn't a necessity in the Cornhusker state. With the average premium above $780, Nebraska's insurance costs are slightly more expensive than the national average. This can probably be attributed to the region's perils, many of which can be deadly to dwellings, such as tornadoes and floods. If you're interested in learning more about coverage, read this helpful guide!

Concerns for Residents of Nebraska

Despite the state's fairly tame climate, there are more than a few perils and natural disasters that people living in the area need to be aware of. Here's a look at some of the most serious concerns for residents and whether they're covered under most policies:

How to Qualify for Discounts

Although most carriers don't like to advertise it, there are numerous discounts available to residents. For instance, if you're home's building materials are stronger than average, such as brick homes, you may be able to get a lower premium. Some consumers may also be eligible for discounts if they've moved into a new house in the last couple years. Other general discounts include those for customer longevity, installing security devices, and bundling multiple types of policies with the same company.