House Insurance News

The U.S. has endured a barrage of natural disasters lately, from hurricanes to floods to wildfires. All of these events have had a profound impact on the home insurance business, changing the landscape of the industry forever. House insurance companies have suffered hemorrhagic losses from the deluge of claims, and they continue to scramble to find ways to offset the losses. Recently, more and more home insurers have canceled coverage of certain events in areas especially susceptible to catastrophic losses. Similarly, other insurers have stopped offering coverage completely in some coastal areas because of the risk of hurricanes and flooding.

For house insurance shoppers, these kinds of developments are especially critical to know, as they will directly affect the types of coverage consumers can purchase from different insurers. For this reason, we have created a house insurance news section on our site dedicated to apprising consumers of current events in the home insurance industry. We constantly monitor the pulse of the industry to ensure that we are able to disseminate the most up-to-date and relevant news to our visitors in the most efficient manner possible.

Popular Articles

> Layoff Insurance Hype

With the nation’s economy in shambles and the housing market continuing to struggle, many people are looking for financial security. For some, layoff insurance may be just what they’re looking for. This unemployment insurance makes your mortgage payments for you should you ever lose your job. There’s a lot of hype surrounding layoff insurance right now, find out if it’s justified here.

> Your Home’s Secret History

Many homeowners have been hit with the hard reality of a denial from their home insurance provider for damage to their house. This is often because of the number of claims filed on the home before you moved in. Find out how you can review the history of your home to ensure you don’t receive the same surprise.

> Dealing With Your HOA

Before you buy a home, you should look into the rules and regulations of the HOA in the community to make sure you are willing to live by the terms of the contract. HOAs can provide great services to a neighborhood, but make sure they are the kinds of services you are looking for.

> Article I: The Right to Security Against Foreclosure

It is important to know your rights as a homeowner in an association neighborhood. Article I of the homeowner’s bylaws state that you have certain rights granted to you in order to protect your home from foreclosure. Find out what your rights are so you can protect yourself in case such an event presents itself.