Protecting Your Dwelling in Arkansas

Just like almost every state in the country, homeowners in Arkansas need to be aware of the state's unique characteristics when purchasing a policy. Unfortunately for it's residents, the state receives its fair share of natural disasters, many of which can cause massive amounts of damage to homes. With the high cost of home repairs, it would be ludicrous to not have a decent coverage plan in the state. Before you purchase your policy, take a look at these important considerations:

Considerations to Make

One of the main factors in determining your premium is your location and types of risks associated with living there. For instance, living in an area with a high crime rate can raise your rates, as can living anywhere that frequently receives bad weather. Because of the many perils homeowners face, they typically end up paying more for their plan than residents in other states. Considering how much money we invest in our homes though, the high premiums seem well worth it. Here's a look at some of the types of risks that residents should have coverage for in their policies:

Do you have some other questions about insuring your home? From the state insurance department, you can find helpful data about each individual division, their annual reports, newsletters, and more:

Arkansas Insurance Department

1200 West Third Street

Little Rock, AR 72201-1904

(501)371-2600 or 1-800-282-9134

(501) 371-2618 fax